A lawyer, an engineer and a doctor are on a cruise ship.

A lawyer, an engineer and a doctor are on a cruise ship.

The lawyer says: my house caught fire so my insurance company compenasted me. Here I am thanks to them. The engineer says: my office was destroyed in an explosion. Here I am thanks to my insurance company. The doctor says: a flood destroyed my house completely so here I am thanks to my insurance. The lawyer turns to him and says: that's awesome. But tell me, how do you start a flood?